INSURANCE

We are in-network with most health insurance carriers, including but not limited to those listed below. We also accept out of network.

Insurance authorization can take 2 - 4 weeks before treatment can begin

Deductibles, Copays, Coinsurance, and Out-of-Pocket Limits

You may have to meet a deductible, which is the amount you pay for covered health care services before your insurance plan starts to pay.
Some insurance plans have a coinsurance, which means you would be responsible for a set percentage of a bill until you reach an out-of-pocket limit, after which insurance would cover 100% of services.
Some insurance plans feature a copay, which is a set payment per day for services. If you plan on multiple services with WCT your insurance benefits could be per service or per day. Plans differ, but ultimately a family would make copayments until reaching an out-of-pocket limit, after which insurance would cover 100% of services.

Exclusion of Benefits and Limitations

If you see the term “exclusion of benefits,” it means the insurance plan does not cover a particular service or diagnosis. Insurance will not authorize or reimburse for any services within the exclusion of benefits.
- If your plan doesn’t cover ABA services, you may be able to work with your employer and/or insurance provider to add services.
Some plans have limitations on age ranges, hours/year, or visits/year. Our billing department can help you determine if your insurance plan has any limitations so you can plan accordingly.